GETTING OUT OF DEBT QUICKLY

Starting to save and eventually invest some of your money are very commendable goals. But it won’t happen if you always find yourself having debts. In order to be able to start your dream of being able to save, your first important task is to free yourself from debts. It’s time that you refrain yourself from spending more than what you are really capable to pay.

Just like any other guy, I also made some very bad financial decisions that had led me to owing some debts. I was naïve that time and not really giving a serious look at my finances. I thought I had a good job and a steady salary that can pay off those debts. I got a loan and a credit card. And so I went on spending a lot of money that I had and money that I thought I had. Until, there came a time when I started having trouble sustaining that kind of lifestyle. I had difficulty paying my loan and my credit card bills. It turned out that my salary wasn’t enough to take care of all the debts that I accumulated. It was giving me so much headache and those bills that are piling up follow me even in my dreams.

PLANNING A VACATION ON A BUDGET... A TIGHT BUDGET!

After working for some time in Doha, it's about time for me to take a break and head back home to have a vacay. It's always nice to imagine about the things that I will do, places that I will visit, foods that I will taste; and family and friends that I will meet again. With all those jocular images playing on my mind, I really can't wait for my vacation to actually happen. And I told myself cheerfully, "Hey, I got to plan this!"

It was like an empty canvass. And in my imagination, i painted it with the colors of every tourist spots that I need to go to, and native delicacies that I have to try, adventures that I'd be braving, and the faces that i'd be sharing smiles with.

I am so caught up in the excitement until the realization of the budget kicked in. And as if having roused from a beautiful sleep and taken back to reality, I found myself saying, "Hey, I really need to plan this!"

I know that there are others out there who await their vacation with both joy and dread. In case you are like me who doesn't want to end up like most expats with empty pockets after having that vacation, here are some guides that might help...  CLICK TO CONTINUE

9 WAYS TO SAVE FOR EACH MONTH

Everybody knows how important it is to save for the rainy days. How many times did we say that we'll start saving this month or this coming month and yet we failed to keep that promise? Sometimes, the urge to buy things that we don't need is so strong that we just give in and spend instantly all the money that we've worked so hard for a month or two. Worse, there are times we find ourselves in debt because of these of decisions.

Don't you think it is about time that we take better control of our finances? The less we spend unnecessarily, the more money we are able to save for our future needs.

Join me now as we begin our road to financial freedom. Now, if we really are serious about getting on this journey, the first thing we need to know is how to save more effectively. With that in mind, here are 9
tips that can help us: click to continue